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Bites & Insights: Behind the Scenes of the Loan Process

May 28, 2026 12:00 PM - 1:00 PM (EDT)

Description

Affiliate Sponsor: Christina Ocharzak / First Home Mortgage

We will walk you through what an underwriter reviews and what is evaluated during the pre-approval process. We'll break down a basic loan estimate, explain what points are, and how point options work, cover a few best practices for smoother approvals, and review the key factors that determine interest rates.

What's in it for REALTORS®?

  • Understand how underwriters think, so you can avoid surprises
  • Navigate the pre-approval process with confidence by learning what lenders review, and why it matters
  • Demystify points and rate options so you can guide clients to smarter financial descisions
  • Strengthen your client conversations by understanding the factors that influence interest rates

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Contact Information

Name: Natalie Cowdrick
Phone: (301) 797-4480
Email: natalie@penmarrealtors.org
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